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AIBL Deposit
Al Wadiah Current Deposit (CD)
Mudaraba Short Notice Deposit (SND)
Mudaraba Savings Deposit (MSD)
Mudaraba Term Deposit (MTDR)
Monthly Profit Based Term Deposit (PTD)
Monthly Installment Based Term Deposit (ITD)
Al-Arafah Monthly Hajj Deposit (MHD)
Al-Arafah Termed Hajj Deposit (THD)
Monthly Installment Based Marriage Savings Investment Scheme (MIS)
Al-Arafah Savings Bond (ASB)
Foreign Currency Deposit (FCD)
Pension Deposit Scheme (PDS)
Cash Waqf Deposit Scheme (CWD)
Mudaraba Lakhpoti Deposit Scheme (LDS)
Mudaraba Millionaire Deposit Scheme (MDS)
Mudaraba (Special) Pension Deposit Scheme (MSPDS)
Mudaraba Kotipoti Deposit Scheme (MKDS)
Mudaraba Double Benefit Deposit Scheme (MDBDS)
Mudaraba Tripal Benefit Deposit Scheme (MTDBS)
AIBL News

08 Dec, 2016
al-arafah islami bank limited donates blankets to prime minister’s relief fund

06 Dec, 2016
board meeting of al-arafah islami bank ltd. held

05 Dec, 2016
al-arafah islami bank ltd. signs mamorandum of understanding (mou) with hajj agencies association of bangladesh (haab)

01 Dec, 2016
announcement for written exam for the post of mto/eo (on probation)

01 Dec, 2016
executive committee meeting of al-arafah islami bank ltd. held

30 Nov, 2016
al-arafah islami bank sponsors bangladesh team in international junior science olympiad

27 Nov, 2016
workshop on icc policy guideline 2016 held at al-arafah islami bank limited

24 Nov, 2016
executive committee meeting of al-arafah islami bank ltd. held

23 Nov, 2016
al-arafah islami bank sponsors bangladesh team in international junior science olympiad

22 Nov, 2016
al-arafah islami bank limited opens 139th branch at kaligonj, keranigonj

17 Nov, 2016
foundation course on banking for newly recruited officers held at al-arafah islami bank limited

10 Nov, 2016
executive committee meeting of al-arafah islami bank ltd. held

07 Nov, 2016
al-arafah islami bank ltd. opens atm booth at new elephant road, dhaka

06 Nov, 2016
al-arafah islami bank limited opens 138th branch at mostofapur, madaripur

03 Nov, 2016
al-arafah islami bank inaugurates atm card for agent banking

02 Nov, 2016
‘foundation course on banking’ for newly recruited officers started at al-arafah islami bank limited

01 Nov, 2016
al-arafah islami bank donates pickup vans to dhaka metropolitan police

30 Oct, 2016
board meeting of al-arafah islami bank ltd. held

27 Oct, 2016
al-arafah islami bank limited received ‘icmab best corporate award 2015’

25 Oct, 2016
al-arafah islami bank limited arranges anti money laundering workshop at jessore

24 Oct, 2016
millennium information solution limited receives ‘global finance’ award

23 Oct, 2016
al-arafah islami bank limited inaugurates agent banking outlet at bakra bazaar, jessore

20 Oct, 2016
executive development program on ‘marketing of financial products & services’ held at al-arafah islami bank limited

16 Oct, 2016
training course on ‘islamic ideology, courtesy & customer service’ starts at al-arafah islami bank limited

10 Oct, 2016
al-arafah islami bank patronizes research for livestock development

09 Oct, 2016
workshop on ‘women entrepreneur development in aibl’ held at al-arafah islami bank limited

04 Oct, 2016
al-arafah islami bank ltd. celebrates 21st anniversary

03 Oct, 2016
al-arafah islami bank limited sponsors ‘international conference on banking and finance’ organized by bangladesh institute of bank management (bibm)

28 Sep, 2016
board meeting of al-arafah islami bank ltd. held

27 Sep, 2016
awareness notice!

26 Sep, 2016
‘knowledge sharing session (kss) for the credit report users’ held at al-arafah islami bank limited

25 Sep, 2016
al-arafah islami bank limited inaugurates agent banking outlet at shibpur bazaar, brahmanbaria

24 Sep, 2016
workshop on ‘prevention of money laundering and combating financing of terrorism’ held at al-arafah islami bank limited

22 Sep, 2016
executive committee meeting of al-arafah islami bank ltd. held

20 Sep, 2016
training course on ‘foreing exchange & international trade, phase-3’ held at al-arafah islami bank limited

07 Sep, 2016
board meeting of al-arafah islami bank ltd. held

06 Sep, 2016
al-arafah islami bank ltd. inaugurates xpress money remittance services

05 Sep, 2016
business development conference of al-arafah islami bank limited held

01 Sep, 2016
executive committee meeting of al-arafah islami bank ltd. held

24 Aug, 2016
al-arafah islami bank ltd inaugurates bangora bazaar, comilla

22 Aug, 2016
al-arafah islami bank limited inagurates ‘tree plantation campaign 2016’ at velanagar

21 Aug, 2016
business development conference of al-arafah islami bank limited held

17 Aug, 2016
al-arafah islami bank limited opens 137th branch at chawkbazar, chittagong

14 Aug, 2016
board meeting of al-arafah islami bank ltd. held

09 Aug, 2016
al-arafah islami bank limited donates tk 75 lac to prime minister’s relief fund

07 Aug, 2016
training course on ‘foreign exchange & international trade’ starts at al-arafah islami bank limited

03 Aug, 2016
workshop on ‘prevention of money laundering and combating financing of terrorism’ held at al-arafah islami bank limited

31 Jul, 2016
al-arafah islami bank ltd inaugurates rajendrapur bazaar, gazipur

25 Jul, 2016
al-arafah islami bank limited opens 136th branch at kaliakoir, gazipur

18 Jul, 2016
al-arafah islami bank limited opens 135th branch at polashbari, gaibandha

17 Jul, 2016
al-arafah islami bank limited opens 134th branch at natore

29 Jun, 2016
md. habibur rahman renewed as managing director of al-arafah islami bank ltd.

28 Jun, 2016
al-arafah islami bank limited donates tk 1.5 crore to prime minister’s relief fund

22 Jun, 2016
al-arafah islami bank limited opens 133rd branch at pallabi

20 Jun, 2016
al-arafah islami bank limited opens 132nd branch at chuadanga

15 Jun, 2016
al-arafah islami bank limited opens 131st branch at amanbazar, chittagong

05 Jun, 2016
al-arafah islami bank limited gives bicycles and scholarships to rural students

04 Jun, 2016
al-arafah islami bank limited sponsors inauguration ceremony for meritorious students

01 Jun, 2016
al-arafah islami bank ltd. signs agreement with transfast remmitance llc, usa

29 May, 2016
al-arafah islami bank limited opens 130th branch at laxmipur

12 May, 2016
al-arafah islami bank ltd receives ‘letter of appreciation’ from bangladesh bank

03 May, 2016
al-arafah islami bank limited chairman alhajj abdus samad meets top executives

02 May, 2016
hafez alhajj mohammad enayet ullah elected as chairman and salim rahman elected as vice chairman of executive committee of al-arafah islami bank ltd.

28 Apr, 2016
alhajj mohammed abdus salam elected as vice-chairman of al-arafah islami bank ltd.

27 Apr, 2016
alhajj abdus samad elected as the chairman of al-arafah islami bank limited

27 Apr, 2016
al-arafah islami bank ltd. approves 15% dividend for 2015

26 Apr, 2016
notice of the 18th extra ordinary general meeting (egm)

21 Apr, 2016
hafez alhajj md. enayet ullah elected as president of moulovi bazar merchant association

24 Mar, 2016
al-arafah islami bank arranges introduction program for school banking services

22 Mar, 2016
price sensitive information

AL-WADIAH CURRENT ACCOUNT
Terms of Agreement:
Al-Wadiah Current Account is an Al-Wadiah Agreement between Depositor & Al-Arafah Islami Bank Ltd. as per Islamic Shariah.
The fund deposited in this account by the client will be secured by the Bank and the Bank will be bound to refund this amount fully/partially on demand of the client.
The bank can invest the deposited amount with other deposits as per Al-Wadiah principles of Islamic Shariah. The weightage of the account will be zero and the client will not bear any profit or loss.
Features of the Account:
Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account. Father/legal guardian can also open this account in the name of any minor.
This account is to be opened on introduction of a current account holder/person acceptable to the Bank. To open Al-Wadiah current account, minimum Tk. 2000/- is to be deposited primarily, which is treated as minimum balance of the account. This minimum balance along with required excise duty must be maintained in the account; otherwise, the bank reserves the right to return client’s cheque.
Specified amount of charge will be debited with interval of six months as account maintenance fee. Besides, the Bank can realize other necessary fees.
The account holder in any time can close the operation of his account after surrendering his cheque book & submitting the application duly signed on realization of closing charge.
During banking hour multiple deposit & withdrawal by cheque is permitted. In this regard, all clauses of Negotiable Instrument Act will be applicable.
Bank statement/ balance confirmation certificate is generally issued twice (half yearly and yearly) in a year without any cost. Account statement is also provided to clients demand on realization of specified charges.
VAT & Excise Duty is applicable as per govt. rules.
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