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AIBL Deposit
Al Wadiah Current Deposit (CD)
Mudaraba Short Notice Deposit (SND)
Mudaraba Savings Deposit (MSD)
Mudaraba Term Deposit (MTDR)
Monthly Profit Based Term Deposit (PTD)
Monthly Installment Based Term Deposit (ITD)
Al-Arafah Monthly Hajj Deposit (MHD)
Al-Arafah Termed Hajj Deposit (THD)
Monthly Installment Based Marriage Savings Investment Scheme (MIS)
Al-Arafah Savings Bond (ASB)
Foreign Currency Deposit (FCD)
Pension Deposit Scheme (PDS)
Cash Waqf Deposit Scheme (CWD)
Mudaraba Lakhpoti Deposit Scheme (LDS)
Mudaraba Millionaire Deposit Scheme (MDS)
Mudaraba (Special) Pension Deposit Scheme (MSPDS)
Mudaraba Kotipoti Deposit Scheme (MKDS)
Mudaraba Double Benefit Deposit Scheme (MDBDS)

20 Aug, 2015
executive committee meeting of al-arafah islami bank ltd. held

18 Aug, 2015
al-arafah islami bank limited bhelanagar branch arranges ‘tree plantation campaign 2015’

17 Aug, 2015
board meeting of al-arafah islami bank ltd. held

16 Aug, 2015
al-arafah islami bank limited opens ‘hajj booth 2015’ at ashkona hajj camp

13 Aug, 2015
executive committee meeting of al-arafah islami bank ltd. held

Terms of Agreement:
Al-Wadiah Current Account is an Al-Wadiah Agreement between Depositor & Al-Arafah Islami Bank Ltd. as per Islamic Shariah.
The fund deposited in this account by the client will be secured by the Bank and the Bank will be bound to refund this amount fully/partially on demand of the client.
The bank can invest the deposited amount with other deposits as per Al-Wadiah principles of Islamic Shariah. The weightage of the account will be zero and the client will not bear any profit or loss.
Features of the Account:
Any adult having sound mind can open this account in his/her name singly or jointly with others. Any proprietorship/partnership firm, limited company (private/public), educational institution, club, association, socio-economic organization can also open this account. Father/legal guardian can also open this account in the name of any minor.
This account is to be opened on introduction of a current account holder/person acceptable to the Bank. To open Al-Wadiah current account, minimum Tk. 2000/- is to be deposited primarily, which is treated as minimum balance of the account. This minimum balance along with required excise duty must be maintained in the account; otherwise, the bank reserves the right to return client’s cheque.
Specified amount of charge will be debited with interval of six months as account maintenance fee. Besides, the Bank can realize other necessary fees.
The account holder in any time can close the operation of his account after surrendering his cheque book & submitting the application duly signed on realization of closing charge.
During banking hour multiple deposit & withdrawal by cheque is permitted. In this regard, all clauses of Negotiable Instrument Act will be applicable.
Bank statement/ balance confirmation certificate is generally issued twice (half yearly and yearly) in a year without any cost. Account statement is also provided to clients demand on realization of specified charges.
VAT & Excise Duty is applicable as per govt. rules.
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