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AIBL News

07 Jul, 2014
al-arafah islami bank ltd. signs agreement with dhaka wasa

03 Jul, 2014
al-arafah islami bank limited organized discussion meeting on “holy ramadan & al-quran”

28 Jun, 2014
al-arafah islami bank limited provides scholarship to the poor and meritorious students

27 Jun, 2014
‘school banking conference 2014’ held in al-arafah islami bank limited

22 Jun, 2014
al-arafah islami bank limited opens 114th branch at kadamtali, chittagong

08 Jun, 2014
training on “foundation course on banking” completed in al-arafah islami bank limited

03 Jun, 2014
al-arafah islami bank limited opens its 113th branch at shiber haat, sandwip

06 May, 2014
al-arafah islami bank limited opens its 112th branch at faridpur

30 Apr, 2014
al-arafah islami bank limited opens its 111th branch at gouripur, comilla

28 Apr, 2014
al-arafah islami bank limited received ‘icmab best corporate award 2013’

19 Apr, 2014
training course on “capacity development in banking operation” held in al-arafah islami bank limited

16 Apr, 2014
al-arafah islami bank limited donates to ahsania mission cancer & general hospital

07 Apr, 2014
alhajj abdus samad re-elected as chairman and alhajj abdul malek mollah re-elected as vice chairman of executive committee of al-arafah islami bank ltd.

07 Apr, 2014
alhajj abdus samad re-elected as chairman and alhajj abdul malek mollah re-elected as vice chairman of executive committee of al-arafah islami bank ltd.

03 Apr, 2014
mr. s m shameem iqbal re-elected as the vice chairman of al-arafah islami bank ltd.

30 Mar, 2014
al-arafah islami bank ltd. approved 13.5% bonus dividend

30 Mar, 2014
mr. badiur rahman will continue as the chairman of al-arafah islami bank ltd. for 7th time

04 Mar, 2014
al-arafah islami bank limited gives donation to the family of martyred army officer killed in bdr carnage at pilkhana

27 Feb, 2014
al-arafah islami bank ltd. recommended 13.5% stock dividend for 2013

06 Feb, 2014
al-arafah islami bank limited inaugurates ‘school banking campaign 2014’

08 Jan, 2014
al-arafah islami bank limited initiates blanket distribution program for the poor

08 Jan, 2014
al-arafah islami bank limited initiates blanket distribution program for the poor

04 Dec, 2013
condolence message

26 Nov, 2013
executive development program on “management principles & corporate governance” held in al-arafah islami bank limited

20 Nov, 2013
in-house magazine ‘probaho’ of al-arafah islami bank limited published

11 Nov, 2013
awareness of online trading/dealing advertisement

05 Nov, 2013
al-arafah islami bank limited, dilkusha branch inaugurates ‘special service month 2013’ program

24 Oct, 2013
al-arafah islami bank ltd. opens its 110th branch at tangail

06 Oct, 2013
aibl started zonal activities

02 Oct, 2013
al-arafah islami bank ltd. opens its 109th branch at bhagyakul, munshigonj

30 Sep, 2013
al-arafah islami bank ltd. opens its 108th branch at padua bazaar, chittagong

12 Sep, 2013
al-arafah islami bank ltd. opens its 107th branch at muradpur, chittagong

08 Sep, 2013
contribute desktop computer to bangladesh supreme court bar association

28 Aug, 2013
seminar on business development of al-arafah islami bank limited, corporate and dhaka zones held

26 Aug, 2013
board meeting of al-arafah islami bank ltd. held

24 Jul, 2013
al-arafah islami bank limited organized discussion meeting on “holy ramadan & al-quran”

22 Jul, 2013
discussion meeting on ‘mahe ramjaner shikkha o tatporjo’ (teachings & importance of holy ramadan) held at aibl vip road branch

22 Jul, 2013
workshop on ‘cib online operation’ held in al-arafah islami bank ltd.

21 Jul, 2013
discussion meeting on ‘saom, iftar & jakat’ held at aibl motijheel corporate branch

18 Jul, 2013
discussion meeting on ‘ramjan o noitikota’ (holy ramadan & ethics) held at aibl gulshan branch

13 Jul, 2013
workshop on ‘readymade garments (rmg) industries financing in aibl’ held in al-arafah islami bank ltd.

07 Jul, 2013
al-arafah islami bank ltd. opens its 105th branch at vandaria, pirojpur

05 Jul, 2013
managers’ conference of al-arafah islami bank ltd. held

03 Jul, 2013
board meeting of al-arafah islami bank ltd. held

01 Jul, 2013
md. habibur rahman new managing director of al-arafah islami bank ltd.

29 Jun, 2013
al-arafah islami bank limited provides scholarship to meritorious students

27 Jun, 2013
al-arafah islami bank ltd. opens its 104th branch at fulbaria, gazipur

27 Jun, 2013
condoleance

23 Jun, 2013
al-arafah islami bank ltd. opens its 103rd branch at rampura, dhaka

19 Jun, 2013
al-arafah islami bank ltd. mirpur branch shifted to new premises

11 Jun, 2013
ict tender

22 May, 2013
aibl capital management ltd. inaugurates merchant banking operation

20 May, 2013
al-arafah islami bank ltd. opens its 101st branch at bormi bazaar, gazipur

19 May, 2013
alhajj abdus samad re-elected as chairman and alhajj abdul malek mollah re-elected as vice chairman of executive committee of al-arafah islami bank ltd.

16 May, 2013
al-arafah islami bank ltd. gives tk. 2 crore to prime minister’s relif and welfare fund for the victims of savar building collapse

14 May, 2013
mr. badiur rahman will continue as the chairman of al-arafah islami bank ltd. for 6th time

14 May, 2013
al-arafah islami bank ltd. approved 17% bonus dividend

29 Apr, 2013
al-arafah islami bank ltd. will donate tk.25,000 and a day’s salary of the employees to each of deceased families in savar tragedy

23 Apr, 2013
al-arafah islami bank ltd. donated tk. 3.0 million to bangladesh olympic association for organizing 8th bangladesh game-2013

13 Apr, 2013
al-arafah islami bank ltd. donates ‘ambulance’ to chittagong university medical center

04 Apr, 2013
al-arafah islami bank ltd. recommended 17% stock dividend for 2012

04 Apr, 2013
price sensitive information

10 Mar, 2013
al-arafah islami bank limited provides scholarship to the poor and meritorious students

09 Mar, 2013
2013_03_09 - training 056

07 Mar, 2013
al-arafah islami bank limited gives donation to the family of martyred army officer killed in bdr carnage at pilkhana

02 Jan, 2013
hrd circular

02 Jan, 2013
hrd circular

Schedule of Charges
Al-Arafah Islami Bank Ltd.
Schedule of Charges
Effect from 08/03/2011.

 

1 Charges and fees for On line accounts
Description of Services
Charges
A.  Intra Division (Under the same Division)
Cash Deposit, Cash Withdrawal, A/c to A/c Fund Transfer         Free
B.  Inter Division (Between Different Division)
Cash Deposit Maximum Limit  :                              Un  limited
Up to Tk   1.00,000          Free 
From   Tk. 1,00,001   To    Tk   2,00,000 Tk. 50.00+15% VAT
From   Tk.  2,00,001   To   Tk   4,00,000 Tk. 100.00+15% VAT
From   Tk.  4,00,001   To   Tk   6,00,000 Tk. 200.00+15% VAT
From    Tk. 6,00,001   To   Tk 10,00,000 Tk. 300.00+15% VAT
From    Tk.10,00,001   To  Tk 15,00,000 Tk. 500.00+15% VAT
From    Tk.15,00,001   To  Tk 20,00,000  Tk. 800.00+15% VAT
Above   Tk. 20,00,000 Tk. 1,000.00+15% VAT
Cash Withdrawal Maximum Limit  :                 Tk. 5.00 Lac
Up to                                   Tk   50,000          Free
From    Tk. 50,001        To    Tk   2,00,000 Tk. 50.00+15% VAT
Above   Tk. 2,00,000 Tk. 100.00+15% VAT
A/c to A/c Fund Transfer Maximum Limit  :                                Un  limited
Up to                                         Tk   1.00,000          Free of cost
From    Tk. 1,00,001    To       Tk   2,50,000 Tk. 50.00+15% VAT
From    Tk. 2,50,001    To       Tk   5,00,000 Tk. 100.00+15% VAT
From    Tk. 5,00,001    To      Tk   10,00,000 Tk. 250.00+15% VAT
From    Tk. 10,00,001   To     Tk   15,00,000 Tk. 500.00+15% VAT
From    Tk. 15,00,001   To      Tk   20,00,000 Tk. 750.00+15% VAT
Above   Tk. 20,00,000 Tk. 1000.00+15% VAT
Monthly Special Schemes’ Cash(Installment) Deposit / A/C  Transfer Free
Brokerage House A/C   : Cash Deposit/ Cash Withdrawal / A/C  Transfer Free
1.1
Account Maintenance Fee
Al-wadiah Current Account
Tk-500/- (Half Yearly)
Mudaraba Short Notice Account Deposit
Tk-500/- (Half Yearly)
Mudaraba Savings Account
Average Balance:  
a)   0- Tk.  5,000/-
Nil
b)  Tk    5,000/- to        Tk. 25,000/-
Tk-100/- (Half Yearly)
 
c)  Tk. 25,000/- and     Above
Tk-300/- (Half Yearly)
1.2
Service Charges:
Foreign Currency Accounts-RFCD,NFCD etc
No Charge
NRB A/C for IPO/BO application
Tk-1,000/-
1.3
Minimum Deposit for opening Account
Charges
Al-wadia Current Account
Tk-2,000/-
Mudaraba Short Notice Account Deposit
Tk-5,000/-
Mudaraba Savings Account
Tk-500/-
1.4
Minimum Balance in the Account
Al-wadiah Current Account
Tk-2,000/-
Mudaraba Short Notice Account Deposit
Tk-5,000/-
Mudaraba Savings Account
Tk-500/-
1.5
Account Closing Charge
Charges
Al-wadiah Current Account
Tk-300/-
Mudaraba Short Notice Account Deposit
Tk-300/-
Mudaraba Savings Account
Tk-200/-
Different Monthly Savings Scheme Before or After Maturity
Nil
1.6
Dormant Account re opening charge
Charges
To open Dormant Account
Tk-200/-
1.7
Charge for issuing Cheque book
Charge for giving cheque book 
Tk. 3.00 per leaf
1.8
Account Statement charge
Balance confirmation Certificate /Regular Statement  -Half yearly/Yearly
No Charge
Duplicate Statement (Balance confirmation Certificate /Regular Statement)
Tk-200/-
1.9
Charge for Certificate/ report
Charges
Issue of Beneficiary Owner’s Certificate
Tk-1,00/-
Balance Confirmation Certificate
( In case of addition to  twice in a year i.e. Half yearly & Annually)
Tk-2,00/-
Profit Certificate
Tk-100/-
Solvency Certificate
Tk-500/-
Tax/Vat Certificate
Tk-200/-
Credit/Solvency Information (Local) to 3rd Party
Tk-500/-
Certificate of Inward remittance
Tk-200/-
Certificate of Purchase /Encashment of Boand /Securities
Tk-200/-
Duplicate Advice more than 6 Month old
Tk-300/-
Issue of any other certificate
Tk-300/-
Issue of any other duplicate Certificate
Tk-300/-
Attestation of Certificate
Tk-300/-
Attestation of Account Statement (Any type)
Tk-200/-
1.10
Locker Facility Charge
Charges
Locker Charge (Small) Annually
Tk-1,500/-
Locker Charge (Medium) Annually
Tk-2,000/-
Locker Charge (Large) Annually
Tk-2,500/-
Locker Security Deposit (Refundable)
Tk-2,500/-
Locker Key Replacement Cost (Per replacement)
Tk-1,000/-
Insurance Premium
At actual
2.0
Local Remittance Charges and fees 
Charge
2.1
Bangladesh Bank Cheque Issuance Fee
Tk-250/-
2.2
Stop Payment Charge:
Stop Payment instruction on Cheque
Tk-100/  (per instruction)
Stop Payment instruction Cancellation
Tk-100/-  (per instruction)
2.3
Cheque Return Fee:
Bounced cheque drawn on us (Cash, Clearing or transfer)
Tk-200/-(per instance)
Cheque Return unpaid from Clearing House
Tk-100/-(per instance)
2.40
Local Cheque Collection Fee:
Local Cheque Collection under Clearing House
No Charge
Cheque Collection - where there is no Clearing House actual charge
Actual/ Minimum Tk-50/-
2.5
Collection of outstation cheques, Clean Bills/Documents(OBC):
Charge
Up to Tk. 25,000.
0.20% at least Tk-50/- + (actual postal charge/ minimum Tk-25/-)
From Tk. 25,001toTk 100,000
0.20% at least Tk-100/- + (actual postal charge/ minimum Tk-50/-)
From Tk 100,001   to     Tk 500,000
0.15% at least Tk-200/- + (actual postal charge/ minimum Tk-50/-)
From Tk 500,001   to  Tk 10,00,000
0.10% at least Tk-750/- height Tk-1,000/-+ (actual postal charge/ minimum Tk-50/-)
Above Tk. 10,00,000
0.10% at least Tk-1000 ,height Tk-3,000/- +(actual postal charge/minimum Tk-50/-)
2.6
Standing Instruction (Sl):
Charge
Standing instruction (Sl) creation Charge
Tk-100 (One time)
Sl for Transfer of Funds between a/cs within same branch
No Charge
Sl for Transfer of Funds within city branch
Tk-100 (Per execution)
Sl for Transfer of Funds between inter city branch
Tk-100 (Per execution)
Sl for Transfer of Funds of other banks
Tk-100 (Per execution)
Failure of Sl due to insufficient fund
Tk-100 (Per execution)
Amendment of Sl  
Tk-50 (Per execution)
Cancellation of Sl
No Charge
2.7
Auxiliary Service Charge :
Charges
Internet Banking
Tk-200 /- (Yearly)
SMS Banking
No Charge
Phone Banking
No Charge
2.8
Pay Order, TT, DD :
a)
Pay Order Issuance Commission
Upto     Tk. 1 lac
Tk. 20/-
From          Tk.  1 lac to   Tk. 5 lac
Tk. 30/-
From          Tk.  5 lac to   Tk.10 lac
Tk. 50/-
Above      Tk 10 lac
 
Tk. 100/-
b)
T.T issue Charge
@ 0.15% or minimum Tk 25/-
Plus Telephone/Swift/Telex Tk 30/
c)
Demand Draft Issuance Commission
@ 0.15% or minimum Tk 25/-
d)
Pay Order /Demand Draft Cancellation Charge
No Charge
e)
Pay Order Issuance of Duplicate DD/MTDR/Other Instrument
Tk. 300/-
Import:
SL No
Nature of Transactions
Period/Value
Charge
1
L/C Opening Commission
i) Cash L/C (Sight)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
ii) Cash L/C (Sight) for 100% cash  security
For each quarter 
0.25%
Minimum charge
Tk. 500/-
iii) Cash L/C (usance)
Each Quarter
0.50%
Minimum charge
Tk. 750/-
iv) Inland Back to Back L/C (sight)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
v) Inland Back to Back L/C (usance)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
vi) Foreign Back to Back L/C (sight)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
vii) Foreign Back to Back L/C (usance)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
viii) L/C under aid/Loan
Each Quarter
0.40%
Minimum charge
Tk. 500/-
ix) L/C under STA
Each Quarter
0.40%
Minimum charge
Tk. 1000/-
x) Import from EPZ (cash L/C sight)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
xi) Import from EPZ (cash L/C  usance)
Each Quarter
0.50%
Minimum charge
Tk. 500/-
xii) Import from EPZ (BB L/C sight)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
xiii) Import from EPZ (BB L/C usance)
Each Quarter
0.40%
Minimum charge
Tk. 500/-
xiv) Other L/C 
Each Quarter
0.40%
Minimum charge
Tk. 500/-
2
L/C Transmission: 
i) By SWIFT
a) SWIFT
Tk. 2500/-
ii) By Courier
a) Within the Country
At actual
b) To India
At actual
c) Other Location
At actual
iii) By Mail (Postage)
a) Within the Country
At actual
b) Other Country
At actual
3
L/C Amendment: 
a) Amendment charge 
Tk. 350/-
b) If value increased commission @ rate mentioned in SL –1 on increased value
As Applicable in SL. No. -1
c) If time extended, commission @ as mentioned in SL –1 for extended period.
As Applicable in SL. No. -1
d) If beneficiary or beneficiary’s address is changed, commissioned to be realized @ as mentioned in  SL- 1.
As Applicable in SL. No. -1
4
Transmission of L/C Amendment: 
i) By SWIFT
a) SWIFT
Tk. 1000/-
ii) By Courier 
a) Within the Country
At actual
b) To India
At actual
c) Other Location
At actual
iii) By Mail (Postage)
a) Within the Country
At actual
b) Other Country
At actual
5
Add Confirmation Charge: 
i) Arrangement Commission
0.20% per quarter and part thereof
ii) Foreign Bank’s Charge
At actual in case of opener’s account
6
Acceptance Commission on BB Bills and Cash L/C (deferred) Bills : 
a) First quarter
0.40%
Mini Tk. 1000/-
b) For each subsequent quarter or part thereof
0.30%
Mini Tk. 500/-
7
Document Retirement Charge: 
i) On Cash Payment
Tk. 1200/-
ii) On Post Import Facility
0.25% maxi Tk. 5000/-
 
per docs.
8
Re-imbursement payment charge
i) Arrangement of payment
Tk. 500/-
ii) Transmission of Re-imbursement 
Tk. 1000/-
    
authority/ payment instruction
iii) Foreign Bank’s charge on opener’s 
At actual
     
account 
9
Correspondence Charges:
Other country
Tk. 500/- per MSG
10
Collection of Bill of entry from local port authority
At actual + 
Tk. 200/- (Per bill)
11
Printing stationery for L/C Opening
Tk. 350/-
12
Collection of suppliers credit Report
At actual + Tk. 500/-
13
Discrepancy Charge
i) Intimation of Importer
At actual +  Tk. 50/-
ii) Payment of Discrepant Bills
USD 50/- to be deduction from Bill value (per case)
14
Shipping Guarantee / NOC (If shipping guarantee is issued retirement charge and payment instruction charge to be realized with shipping guarantee charge)
Tk. 1,000/-
15
Legal Fees Incase filled by foreign Bank/supplier
At actual
16
Profit of loan against EDF after 1st January 2010
Profit @ Six month USD LIBOR+2.50%
a)  before availing fund from Bangladesh Bank @ 7% from date of import payment till date of availing fund
b)  from date of availing fund from Bangladesh Bank till date of refund @ USD libor+2.50%
Export:
SL No
Nature of Transactions
Period/Value
Charge
1
Advising of Foreign Bank’s Export L/C
i) Client
Tk. 750/-
ii) Non Client
Tk. 750/-
2
Advising of Amendment of Export L/C
i) Client
Tk. 750/-
ii) Non Client
Tk. 750/-
3
Transfer of Export L/C
i) Export L/C
Tk. 750/- (per transfer)
ii) Transfer of Amendment of export L/C
Tk. 500/- (per transfer)
4
Advising of Inland export L/C: 
i) Client
Tk. 500/-
ii) Non Client
Tk. 750/-
5
Advising of Amendment of Inland L/C: 
i) Client 
Tk. 300/- 
ii) Non Client
Tk. 500/-
6
Confirmation to foreign Banks L/C: 
a) Sight L/C
0.50%
b) Deferred up to 180 days
1.50%
c) Deferred beyond 180 days
2%
7
Negotiation/Purchase of Bills (FBP/IBP):  
i)  Foreign bill (sight)
Exchange gain
ii) Foreign bill a) If usance rate applied
Exchange gain
    
(usance) b) If OD sight rate applied
Vokalatnama Fee @ 1.41% for every 30 days
iii) Inland Export Bills (IBP) in BDT
Vokalatnama Fee @ 1.41% for every 30 days
iv) Inland export Bill (IBP) in F.C.
Exchange gain
v)  Service Charge for each bill (FBP/IBP)
Tk. 500/-
8
Overdue Profit on FBP and IBP 
Beyond 21 days for sight bill and beyond usance period for usance bill 
Compensation @ 1.41% for every 30 days
9
Collection of export Bills 
i) Export Bill drawn on Banks out side Bangladesh
Export bill drawn on Banks outside/within Bangladesh : Tk. 500/-
(Docs sent on collection basis)
ii) Export Bill drawn on Banks within Bangladesh
10
Mailing of export document
i) By Courier
a) Within the country
Tk. 300/-
b) Other country
Tk. 2500/-
ii) By Mail (Postage)
a) Within the country
Tk. 300/-
b) Other country
 
Tk. 1500/-
11
Foreign Banks charge on local beneficiary account
At actual +  Tk. 200/-
Foreign Remittance:
SL No
Nature of Transactions
Period/Value
Charge
1
Issue of FDD, FTT, MT
Tk. 300/- + postage (at actual) / Swift Charge
 
Tk. 500/-
2
Cancellation of FDD, FTT, MT
Tk. 200/- + postage (at actual) / Swift Charge 
Tk. 500/-
3
Issue of duplicate instrument
Tk. 250/- + postage 
(at actual) / Swift 
Tk. 500/-
4
Issue of T.C
1% minimum Tk. 100/-
5
Issue cash F.C
Endorsement charge Tk. 300/-
6
Collection of F.C draft/cheque
i) Within the country
Tk. 100/- + postage at actual
ii) From abroad
Tk. 100/- + Postage Tk. 500/-
7
Encashment of FDD, FTT, TC at counter
Minimum Tk. 100/-
Maximum Tk. 300/-
Bank Guarantee:
SL No
Nature of Transactions
Period/Value
Charge
1
Local Bank Guarantee
0.50% per quarter and stamp at actual
2
BID bonds/Performance bond/counter guarantee/stand be L/C against 100% counter guarantee by foreign correspondence. 
0.40% per quarter + stamp duty
3
BID bond/performance bond /advance payment guarantee fvg. oversees beneficiary through foreign correspondence at request of local client
0.40% per quarter mini Tk. 1000/- + stamp duty
4
Postage/Mailing charge
At actual 
Charges/Commission of Miscellaneous Foreign Transaction
SL No
Nature of Transactions
Period/Value
Charge
1
Issue of Back to Back L/C Certificate
Tk. 200/- per certificate
2
Issue of  C & F Certificate
Tk. 200/- per certificate
3
Issue of No. Objection Certificate
Tk. 500/- per certificate
4
Issuance of PRC
Tk. 500/- 
5
Renew of IRC
Tk. 50/-
6
Issue of Exp
50/- per set
7
Cancellation of Exp
50/- per set
8
Lost of Exp under custody of client
100/- per case
9
Issue performance certificate/solvency certificate
300/- per case
10
Opening of student file
Tk. 4000/-
11
Service charge
Cash Incentive EDF Duty drawback
Tk. 2000/-  per case
12
Processing Fee
i) Buying house and freight forwarder 
Tk. 3000/- per case
ii) Indentor with Bangladesh Bank
Tk. 3000/-  per case
iii) Selling/commission against abroad on behalf of local exporter
Tk. 3000/-

 

 

     
   
   
   
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