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AIBL News

27 Apr, 2017
executive committee meeting of al-arafah islami bank ltd. held

20 Apr, 2017
al-arafah islami bank limited gives scholarships to rural students

19 Apr, 2017
al-arafah islami bank limited donates tk 25 lac to international chamber of commerce (icc) bangladesh

16 Apr, 2017
training workshop on banking laws and practice held at al-arafah islami bank limited

13 Apr, 2017
executive committee meeting of al-arafah islami bank ltd. held

12 Apr, 2017
al-arafah islami bank ltd. madhabdi branch arranges meet the clients program

09 Apr, 2017
al-arafah islami bank limited and first security islami exchange italy s.r.l inaugurate remittance drawing arrangement

06 Apr, 2017
business development conference of al-arafah islami bank limited held

05 Apr, 2017
training workshop on prevention of money laundering and combating financing of terrorism held at al-arafah islami bank limited

02 Apr, 2017
training course on green banking & environmental risk rating held at al-arafah islami bank limited

Agent Banking
Agent Banking
Agent banking means providing limited scale banking and financial services to the underserved population and customers of Al-Arafah Islami Bank Ltd. through engaging the agents under a valid agency agreement, rather than a teller/cashier. Agents are the owner of one outlet or more than one outlet who conducts banking transactions on behalf of Al-Arafah Islami Bank Ltd. Globally these retailers are increasingly utilized as important distribution channels for financial inclusion as well as cost minimization. Al-Arafah Islami Bank Limited is working for Agent Banking activities with the approved Policy by the Board of Directors in its 270th Meeting held on March 01, 2015, decision Number: Board-2015/4102 along with permission letter no weAviwcwW(wc-3)/745(39)/2015-3031 dated22/04/2015 from Bangladesh Bank.

Services Area

Al-Arafah Islami Bank Ltd. is giving much emphasis on the rural area to cover lion share of the target group but at the same time is not ignoring the rest of the target group by concentrating on the urban area in a limited scope.

Agent Banking Services

The Following services will be covered under Agent Banking:

i. Collection of small value cash deposit and cash withdrawal (ceiling will be determined by the Bank from time to time);
ii. Inward foreign remittance disbursement;
iii. Facilitating small value Investment disbursement and recovery of investment/loans, Installments;
iv. Facilitating utility bills payment;
v. Cash payment under social safety net programme of the Government;
vi. Facilitating fund transfer (Ceiling will be determined by Bangladesh Bank from time to time);
vii. Balance inquiry;
viii. Collection and processing of forms documents in relation to account opening, investments application, credit and debit card application from public;
ix. Post sanctions monitoring of investments and advances and follow up of investment recovery.
x. Local Remittance handling
xi. Receiving of clearing cheques
xii. Other function like collection of insurance premium including micro-insurance, etc.
xiii. Daily cash remittance will be performed by the Bank and Agent mutually.
Agents/Sub-agents are not allowed to provide the following persons/ entities as Bank Agent:

i. Giving final approval of opening of bank accounts and issuance of banks cards/cheques
ii. Dealing Investment / financial appraisal
iii. Encashment of cheques and
iv. Dealing in Foreign currency.
v. Other services which are not mentioned in the agreement/due-diligence guidelines for agents
Eligible Entities as Agent:

Al-Arafah Islami Bank Ltd. may engage the following persons/ entities as Bank Agent:

i. NGO/MFI's regulated by Micro Credit Regulatory Authority of Bangladesh;
ii. Other registered NGOs;
iii. Co-operative Societies formed and controlled/ supervised under Co-operative Societies Act,2001;
iv. Post Offices;
v. Courier and Mailing Service companies registered under Ministry of Posts and Telecommunication;
vi. Companies registered under 'The Companies Act,1994;'
vii. Agents of Mobile Network Operators.
viii. Offices of rural and urban local Government institutions;
ix. Union Information and Service Centre (UISC);
x. Educated Individuals capable to handle IT based financial services, agents of insurance companies, owner of pharmacies, chain grocery shops and petrol pumps/ gas stations. In this case, personal guarantee from local renowned persons to this effect shall be provided.
Our Service Standard:

Al-Arafah Islami Bank Ltd. is committed to provide state of the art service in its operation through agent banking. The core service standard of its agent banking is as follows:

i. Prompt & effective service,
ii. Modern IT based infrastructure & facilities,
iii. Customer & Environment friendly service,
iv. Smooth operation & transaction process,
v. Security of the assets & information of the clients,
vi. Fully Shariah based compliance,
vii. Self equipped database, disaster recovery center,
viii. Dedicated 24 hours Agent banking service team.
Our Present Agent Outlets:
S/L Division District Outlet Name Outlet Code Address Opening Date Link Branch Outlet Picture
1. Chittagong Brahmanbaria
Chargachh Bazar
01/01
Chargachh Bazar, Kasba, Brahmanbaria
16/06/2015
Tontor Bazar SME/Ag Branch
Gallery
2. Chittagong Brahmanbaria
Champak Nagar
01/02
Champaknagar Bazar, Bijoynogor, Brahmanbaria
16/06/2015
Akhaura SME/Ag Branch
Gallery
3. Chittagong Brahmanbaria
Lalpur
02/03
Lalpur Bazar, Ashuganj, Brahmanbaria
27/08/2015
Brahmanbaria Branch
Gallery
4. Chittagong Brahmanbaria
Aruail
02/04
Aruail Bazar, Sarail, Brahmanbaria
27/08/2015
Brahmanbaria Branch
Gallery
5. Chittagong Feni
Mohammad Ali Bazar
03/05
Mohammed Ali Bazar, Feni Sadar, Feni.
20/09/2015
Feni Branch
Gallery
6. Chittagong Comilla
Kalir Bazar
04/06
Kalir Bazar, Borichong. Comilla.
12/10/2015
Comilla Branch
Gallery
7. Chittagong Cox's Bazar
Shamlapur Bazar
05/07
Shamlapur Bazar, Teknaf , Cox'sbazar.
15/10/2015
Teknaf Branch
Gallery
8. Chittagong Comilla
Abidpur Bazar
06/08
Abidpur Bazar, Burichong, Comilla.
28/10/2015
Comilla Branch
Gallery
9. Chittagong Chandpur
Changatoli Bazar
07/09
Changatoli Bazar, Hajigonj, Chandpur
10/11/2015
Hajigonj Branch
Gallery
10. Chittagong Comilla
Darora Bazar
04/10
Darora Bazar, Muradnagar, Comilla
11/11/2015
Companigonj Branch
Gallery
11. Chittagong Comilla
Mohichail Bazar
04/11
Mohichail Bazar, Chandina, Comilla
11/11/2015
Gollai Branch
Gallery
12. Khulna Jessore
Baganchra Bazar
08/12
Baganchra Bazar, Sharsha, Jessore
17/11/2015
Benapole Branch
Gallery
13. Chittagong Brahmanbaria
Amtoli Bazar
09/13
Amtoli Bazar, Bijoy Nagar, Brahmanbaria
19/11/2015
Madhabpur SME/Ag Branch
Gallery
14. Dhaka Narshingdi
Roypura Bazar
10/14
Roypura Bazar, Roypura, Narshingdi
22/11/2015
Bhairab Bazar Branch
Gallery
15. Dhaka Narshingdi
Algi Bazar
11/15
Algi Bazar, Roypura, Narshingdi
22/11/2015
Bhairab Bazar Branch
Gallery
16. Barisal Pirojpur
Sapleza Bazar
12/16
Sapleza Bazar, Mothbaria, Pirojpur
29/11/2015
Mothbaria Branch
Gallery
17. Barisal Pirojpur
Bethmore Bazar
13/17
Bethmore Bazar, Mothbaria, Pirojpur
29/11/2015
Mothbaria Branch
Gallery
18. Barisal Pirojpur
Boro Machua Bazar
13/18
Boro Machua Bazar, Mothbaria, Pirojpur
29/11/2015
Mothbaria Branch
Gallery
19. Chittagong Brahmanbaria
Bitghar Bazar
01/19
Bitghar Bazar, Nabinagar, Brahmanbaria
21/12/2015
Tantor Bazar SME/Ag Branch
Gallery
20. Chittagong Brahmanbaria
Nayanpur Bazar
01/20
Nayanpur Bazar, Kashba, Brahmanbaria
21/12/2015
Kutibazar Branch
Gallery
21. Barisal Barguna
Charduani Bazar
12/21
Charduani Bazar, Patharghata, Barguna
23/12/2015
Mathbaria Branch
Gallery
22. Chittagong Brahmanbaria
Dhariarchar Bazar
14/22
Dhariarchar Bazar, Bancharampur, Brahmanbaria
24/12/2015
Gauripur Branch
Gallery
23. Khulna Bagherhat
Culkhathi Bazar
15/23
Culkhathi Bazar, Bagherhat
27/12/2015
Khulna Branch
Gallery
24. Dhaka Kishorganj
Komolpur Bazar
02/24
Komolpur Bazar, Bhairab, Kishorgonj
27/12/2015
Bhairab Bazar Branch
Gallery
25. Dhaka Dhaka
Baunia Bazar
16/25
Baunia Bazar, Turag, Dhaka
29/12/2015
Khilkhet Branch
Gallery
26. Dhaka Narshingdi
Baroicha Bazar
02/26
Baroicha Bazar, Roypura, Narshingdi
29/12/2015
Bhelanagar Branch
Gallery
27. Chittagong Brahmanbaria
Mogra Bazar
01/27
Mogra Bazar, Akhaura, Brahmanbaria
14/02/2016
Akhaura SME/Agri Branch
Gallery
28. Chittagong Comilla
Bakhrabad Bazar
17/28
Bakhrabad Bazar, Muradnagar, Comilla
18/02/2016
Companiganj Branch
Gallery
29. Chittagong Chandpur
Goalbhaor Bazar
18/29
Goalbhaor Bazar, Faridganj, Chandpur
29/02/2016
Hajiganj Branch
Gallery
30. Chittagong Chandpur
Faridganj Madda Bazar
18/30
Faridganj Madda Bazar, Faridganj, Chandpur
29/02/2016
Hajiganj Branch
Gallery
31. Chittagong Comilla
Zodda Bazar
19/31
Zodda Bazar, Nangolkot, Comilla
06/03/2016
Nangolkot Branch
Gallery
32. Chittagong Comilla
Bholain Bazar
19/32
Bholain Bazar, Nangolkot, Comilla
06/03/2016
Nangolkot Branch
Gallery
33. Chittagong Chandpur
Patwary Bazar
18/33
Patwary Bazar, Faridganj, Chandpur
24/03/2016
Hajiganj Branch
Gallery
34. Chittagong Brahmanbaria
Mojlishpur Bazar
20/34
Mojlishpur Bazar, Brahmanbaria
29/03/2016
Brahmanbaria Branch
Gallery
35. Dhaka Dhaka
Manikdi Bazar
16/35
Manikdi Bazar, Dhaka Cantonment, Dhaka
31/03/2016
Khilkhet Branch
Gallery
36. Barisal Barisal
Charmonai Madrasha
21/36
Charmonai Madrasha, Barisal Sadar, Barisal
21/04/2016
Barisal Branch
Gallery
37. Chittagong Comilla
Wahedpur Bazar
22/37
Wahedpur Bazar, Debidwar, Comilla
28/04/2016
Companiganj Branch
Gallery
38. Chittagong Brahmanbaria
Nandanpur Bazar
23/38
Nandanpur, Brahmanbaria
12/05/2016
Brahmanbaria Branch
Gallery
39. Chittagong Brahmanbaria
Norsingser Bazar
24/39
Norsingser Bazar, Brahmanbaria Sadar
24/05/2016
Brahmanbaria Branch
Gallery
40. Chittagong Brahmanbaria
Kalikaccha Bazar
25/40
Kalikaccha Bazar, Sarail, Brahmanbaria
29/05/2016
Ashuganj Branch
Gallery
41. Chittagong Brahmanbaria
Fordabad Bazar
26/41
Fordabad Bazar, Bancharampur, Brahmanbaria
31/05/2016
Companiganj Branch
Gallery
42. Chittagong Comilla
Moloy Bazar
27/42
Moloy Bazar, Doudkandi, Comilla
15/06/2016
Gouripur Branch
Gallery
43. Chittagong Feni
Momtaz Miar Hat
28/43
Momtaz Miar Hat, Feni Sadar, Feni
21/06/2016
Feni Branch
Gallery
44. Khulna Chuadanga
Alamdanga Bazar
29/44
Alamdanga Bazar, Chuadanga
23/06/2016
Chuadanga Branch
Gallery
45. Sylhet Sylhet
Toker Bazar
30/45
Toker Bazar, Sylhet Sadar, Sylhet
29/06/2016
Ambarkhana Branch
Gallery
46. Dhaka Gazipur
Rajendrapur
31/46
Rajendrapur, Sripur, Gazipur
21/07/2016
Kapasia Branch
Gallery
47. Dhaka Norshingdi
Chaitanya Bazar
32/47
Chaitanya Bazar, Shibpur, Norshingdi
14/08/2016
Bhelanagar Branch
Gallery
48. Chittagong Comilla
Bangora Bazar
33/48
Bangora Bazar, Muradnagar, Comilla
17/08/2016
Companiganj Branch
Gallery
49. Khulna Khulna
Purbo Rupsha Bazar
15/49
Purbo Rupsha Bazar, Rupsha, Khulna
28/08/2016
Khulna Branch
Gallery
50. Chittagong Comilla
Jhalam Bazar
27/50
Jhalam Bazar, Barura, Comilla
30/08/2016
Barura Branch
Gallery
51. Chittagong Brahmanbaria
Shibpur Bazar
34/51
Shibpur Bazar, Nabinagar, Brahmanbaria
21/09/2016
Nabinagar Branch
Gallery
52. Sylhet Sylhet
Shah Poran Gate
35/52
Shah Poran Gate, Sylhet Sadar, Sylhet
06/10/2016
Laldighirpar Branch
Gallery
53. Khulna Jessore
Bakra Bazar
36/53
Bakra Bazar, Jhikorgacha, Jessore
10/10/2016
Benapole Branch
Gallery
54. Chittagong Comilla
Padmakoat
37/54
Padmakoat Bazar, Debidwar, Comilla
16/10/2016
Companiganj Branch
Gallery
55. Dhaka Dhaka
Barua Bazar
38/55
Barua Bazar, Khilkhet, Dhaka
26/10/2016
Khilkhet Branch
Gallery
56. Dhaka Norshingdi
Munchefer Char (Itakhola)
39/56
Munchefer Char (Itakhola) Bazar, Shibpur, Narshingdi
01/11/2016
Bhelanagar Branch
Gallery
57. Khulna Kustia
Poradoho Bazar
29/57
Poradoho Bazar, Mirpur, Kustia
06/12/2016
Kustia Branch
Gallery
58. Chittagong Comilla
Shantir Bazar
40/58
Shantir Bazar, Nangalkot, Comilla
14/12/2016
Nangalkot Branch
Gallery
59. Chittagong Comilla
Chulash Bazar
41/59
Chulash Bazar, Debidwar, Comilla
21/12/2016
Gouripur Branch
Gallery
60. Chittagong Comilla
Kashinagar Bazar
42/60
Choudda Gram, Comilla
22/12/2016
Comilla Branch
Gallery
61. Chittagong Brahmanbaria
Paschim Medda
43/61
Paschim Medda, Brahmanbaria Sadar
27/12/2016
Brahmanbaria Branch
Gallery
62. Chittagong Brahmanbaria
Shahbajpur Bazar
44/62
Shahbajpur Bazar, Sharail, Brahmanbaria
27/12/2016
Brahmanbaria Branch
Gallery
63. Chittagong Feni
Jamadar Bazar
45/63
Jamadar Bazar, Sonagazi, Feni
28/12/2016
Feni Branch
Gallery
64. Khulna Sathkhira
Taltola Bazar
46/64
Taltola Bazar, Ashasuni, Sathkhira
29/12/2016
Sathkhira Branch
Gallery
65. Chittagong Comilla
Bhuschi Bazar
42/65
Bhuschi Bazar, Comilla Sadar Daxkhin, Comilla
29/12/2016
Comilla Branch
Gallery
66. Chittagong Chittagong
Natun Bazar Akber Hat
47/66
Natun Bazar, Akber Hat, Sandwip, Chittagong
18/01/2017
Shiberhat Branch
Gallery
67. Chittagong Brahmanbaria
Naroy Noagaon
48/67
Naroy Noagaon Bazar, Nabinagar, Brahmanbaria
22/01/2017
Tantarbazar Branch
Gallery
68. Khulna Khulna
Shahpur Bazar
49/68
Shahpur Bazar, Dumuria, Khulna
25/02/2017
Chuknagar Branch
Gallery
69. Rajshahi Bogra
Kichok Bazar
50/69
Kichok Bazar, Shibganj, Bogra
30/01/2017
Bogra Branch
Gallery
70. Dhaka Narayanganj
Porshi Bazar (Ichapura)
51/70
Porshi Bazar (Ichapura), Rupganj, Narayangonj
31/01/2017
Khilkhet Branch
Gallery
71. Chittagong Chittagong
Bibirhat Bazar
52/71
Bibirhat Bazar, Fotikchori, Chittagong
12/02/2017
Hathazari Branch
Gallery
72. Chittagong Comilla
Bijoypur Bazar
53/72
Bijoypur Bazar, Sadar Dakkhin, Comilla
01/03/2017
Comilla Branch
Gallery
Contact Details for Agent Banking:

Al-Arafah Islami Bank Ltd.
Agent Banking Division
Head Office, 36, Dilkusha C/A (4th Floor)
Dhaka-1000.
Phone: 9560198, 9568007, 7123255-7, Ext.- 286, 302, 303
Mobile: 018-4141-4400
Email: agentbanking@al-arafahbank.com
Web link: http://www.al-arafahbank.com/agent_banking.php
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