AIBL at a glance
Islam provides us a complete lifestyle. Main objective of Islamic lifestyle is to be successful both in our mortal and immortal life. Therefore in every aspect of our life we should follow the doctrine of Al-Qur’an and lifestyle of Hazrat Muhammad (Sm.) for our supreme success. Al-Arafah Islami Bank started its journey in 1995 with the said principles in mind and to introduce a modern banking system based on Al-Qur’an and Sunnah.
 
A group of established, dedicated and pious personalities of Bangladesh are the architects and directors of the Bank. Among them a noted Islamic scholar, economist, writer and ex-bureaucrat of Bangladesh government Mr. A.Z.M Shamsul Alam is the founder chairman of the bank. His progressive leadership and continuous inspiration provided a boost for the bank in getting a foothold in the financial market of Bangladesh
 
A group of 13 dedicated and noted Islamic personalities of Bangladesh are the member of Board of Directors of the bank. They are also noted for their business acumen. Al-Arafah Islami Bank Ltd. has 46 braches and a total of 1033 employees (as of December 2007). Its authorized capital is Taka 2500 millions and the paid-up capital is Taka 1153.18 millions.
 
Wisdom of the directors, Islamic bankers and the wish of Almighty Allah make Al-Arafah Islami Bank Ltd. most modern and a leading bank in Bangladesh.    
 
       
We present some data on the bank below: 
  (In million taka)

  Particulars 2004 2005 2006 2007
  Authorized Capital 1000.00 1000.00 2500.00 2500.00
  Paid up Capital 586.99 677.94 854.20 1153.18
  Reserve Fund 488.00 542.22 835.98 1091.95
  Shareholders Equity 957.26 1220.16 1690.18 2037.50
  Deposit 10108.28 11643.66 16775.34 23009.13
  Investment 8150.16 11474.41 17423.19 22906.37
  Import 9337.49 12631.60 1882.14 27042.72
  Export 3639.34 4932.90 914.27 12714.91
  Total Income 1120.85 1452.68 2172.48 2955.61
  Total Expenditure 771.96 904.48 1202.71 2199.43
  Profit before Tax 348.89 548.20 855.47 756.18
  Profit after Tax 158.76 262.90 470.02 347.31
  Income Tax 157.00 215.10 385.45 235.53
  Total Assets 12874.61 15336.89 21368.17 30182.32
  Fixed Assets 195.17 208.00 215.11 334.48
  Earning per share (Taka) 263.68 387.80 550.24 30.12
  Profit Earning Ratio     4.89  
  Dividend per share 15.5% 26.00% 35% 20%

Bonus .

  No. of Shareholders 5379 5402 4487 12013
  Number of Employees 803 771 912 1033
  Number of Branches 40 41 46 46
  Manpower per Branch 20 19 20 23