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SME Banking
Introduction
Purpose
Eligibility
Modes
Securities
Profit/Rent Rates
Other Charges
Repayment
Documentation
AIBL News

31 Aug, 2010
al-arafah islami bank ltd. opens its 68th branch at kamrangirchar

26 Aug, 2010
training course on “sme, micro & agri investment” held at al-arafah islami bank ltd.

18 Aug, 2010
al-arafah islami bank donates tk.50 lac for construction of permanent liberation war museum

12 Aug, 2010
concluding ceremony of ‘foundation course on banking’ at al-arafah islami bank ltd. held

05 Aug, 2010
board meeting of al-arafah islami bank ltd. held

29 Jul, 2010
ekramul hoque new managing director of al-arafah islami bank ltd.

20 Jul, 2010
al-arafah islami bank ltd. opens its 65th branch at abdullahpur

19 Jul, 2010
al-arafah islami bank ltd. opens its 64th branch at hemayetpur

18 Jul, 2010
branch managers’ conference of al-arafah islami bank ltd. held

15 Jul, 2010
al-arafah islami bank ltd. brokerage house opens its chittagong branch

14 Jul, 2010
board meeting of al-arafah islami bank ltd. held

24 Jun, 2010
al-arafah islami bank ltd. brokerage house opens its brahmanbaria branch

23 Jun, 2010
audit committee meeting of al-arafah islami bank ltd. held

20 Jun, 2010
aibl donates specialized hospital beds, aircondition machines and life-saving medicines to dhaka medical college hospital burn unit

15 Jun, 2010
al-arafah islami bank ltd. opens its 63rd branch at brahmanbaria

15 Jun, 2010
al-arafah islami bank ltd. opens its 62nd branch at tantar bazaar, akhaura

15 Jun, 2010
jb. badiur rahman re-elected as chairman and s. m. shameem iqbal re-elected as vice chairman of al-arafah islami bank ltd.

13 Jun, 2010
al-arafah islami bank ltd. approved 30% bonus dividend and 1:1 right share

13 Jun, 2010
al-arafah islami bank ltd. brokerage house opens its uttara branch

SME Banking
Other Charges
Supervision Fee : :
01% of Investment Limit
(Payable before disbursement)
Risk Fund :
01% of Investment Limit
(Payable before disbursement)
Repayment
Working Capital Investment :
- 1 (one) year on equal monthly installment basis with no gestation period
Fixed Capital Investment :
- 5 (five) year on equal monthly installment basis with no gestation period
Documentation
Investment Application Form duly signed by the client
Acceptance of the terms and conditions of Sanction Advice
Trade License and other related documents
Borrower's request letter for disbursement
Demand Promissory Note
Letter of hypothecation of stocks and goods
Letter of hypothecation of book debts & receivables
Letter of hypothecation of plant & machinery
Mode wise investment agreement
Purchase Schedule
Irrevocable letter authority to sell hypothecation goods
Cash memo in the name of bank
Charge on fixed assets
Personal Letter of Guarantee
Other documents stipulated by the Bank
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